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What is a Debt Consolidation Loan? Oftentimes while scrambling for quick access to cash, it's easy to find yourself with several small loans and payday loans out at once. Debt Settlement Program: These plans can be risky because you typically stop paying your creditors while the debt settlement company attempts to 

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Oct 18, 2013 Title Loans. Car title loans are the “payday loans” of the auto industry. But the biggest difference from payday loans is that there is collateral at stake—your car! Surprisingly The specifics of this type of consolidation may depend on the company that services your 401k and the policies of your employer.