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Jun 9, 2016 Wisconsin is one of just eight states that has no cap on annual interest for payday loans. In 2015, the average annual interest rate on payday loans in Wisconsin was 565 percent. . But, Sella said, alternative credit solutions from nonprofits or credit unions would be better than payday loans, she said.

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Jan 9, 2018 “While admittedly another high APR loan option, if in a financial pinch, the fees and terms might be better than those offered by a payday loan,” explains McDermott. The key is to pay off the advance right away, before you begin racking up interest on the balance. If you allow the balance to linger month over