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Cash Advance Fee. 1.5% of amount of advance. Late Payment Fee. Up to $35. Return Item Fee. $10. Foreign Transaction Fee. Up to 1% of the US dollar amount of For Credit Card Tips from the Consumer Financial Protection Bureau:To learn more about factors to consider when applying for or using a credit card, visit the 

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VISA® CLASSIC. Interest Rates and Interest Charges. Annual Percentage Rate (APR) for. Purchases, Balance Transfers, and. Cash Advances. 8.65% (if you selected our variable rate card) If we issue you a Card, you agree to repay all debts and the FINANCE CHARGE arising from the use of the Card and the Card