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The first few times I've seen the offer, I assumed it would be treated like a cash-advance (high APR, immediate interest with no grace period, etc.), but it is not. It is treated like a purchase. You have no interest charge if you pay in full during the grace period, and no transaction fee. Now I very rarely go to the 

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Mar 2, 2018 The limited-time cash advance loan offer is no longer available. There are a few possible reasons you weren't able to get a cash advance.