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Mar 27, 2018 The borrower agrees to pay the lender the amount of the loan plus interest, and writes a check or gives access to their bank account. The lender then deposits the check when the loan comes due, which is typically the borrower's next payday. However, if the borrower does not have enough money in the 

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Shop around: Make sure to check your rate at multiple lenders (this will usually not affect your credit score, but be sure to check with the lender first). Even getting an APR that's one percentage point lower can save you a ton of money over the long run. Some lenders, like LightStream, will offer to match or beat another