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Dec 16, 2016 How long a creditor or collector has to sue for a debt varies by state. You can find the statute of limitations in each one here.

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One of the more common fears among homeowners facing foreclosure is that the bank will suddenly start garnishing their wages in order to pay back the loan. With how far behind some homeowners fall, this fear can result in the anticipation of their not having enough money to pay the bills, keep the lights on, or feed their