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May 19, 2017 And most cards charge an upfront fee for cash advances — typically, either $10 or 5 percent of the advance, whichever is higher. You have 4 free articles remaining. Subscribe to The Times. Say you buy a $1,000 item on a credit card with a 15.79 percent interest rate and pay the balance off within 30 days.

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What constitutes a 'cash advance' on a Delta Community Visa and is there a fee? A Cash Advance Fee of $3.00 is charged on the following types of transactions: Using a Visa credit card at an ATM; Using a Visa credit card at a financial institution, face to face, to obtain cash. The interest rate for cash advances is the same