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Mar 20, 2018 The first thing to do is to contact all three credit bureaus (Experian, TransUnion, and Equifax) and request copies of your full credit reports. You can get all your reports, in full, for free, once every year by going here. You can also try Credit Karma or Credit Sesame, and access your reports online for free at 

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A Crisis Loan is an interest-free loan which can provide help in an emergency or disaster. Overview. The Crisis Loans page explains who can apply, in what circumstances, how much a loan might be and how to apply for it. Crisis Loans This online service is for England, Scotland and Wales only. Download a Crisis Loan