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Three of these states (Delaware, New Jersey, and New York) only prohibit check cashers from making payday loans. States that already outlaw cash advance loans made by check cashers should close any loopholes that permit state licensed check cashers to offer cash advance loans provided by banks if those banks 

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The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the U.S. Congress to maintain stability and public confidence in the nation's financial system by insuring deposits, examining and supervising financial institutions for safety and soundness and consumer protection, and managing