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Agreement. You agree not to request or obtain purchases, balance transfers, or cash loan advances above your Credit Limit at any time. To do so is an event of default, subject to remedies stated below. You will pay any amounts which exceed the maximum Credit. Limit upon demand. We will advise you of your Credit Limit 

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firm (“Introducing Firm”), which Introducing Firm is intended to have the benefit and is a third-party beneficiary of this agreement, the undersigned agrees as property,” as used herein shall include, but not be limited to money, securities, and made any advances in connection with such securities and other property and