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Apr 25, 2016 And while these loans are usually due in two weeks, the sky-high interest rates and heavy fees make repaying them on time all but impossible. "The No. 1 problem with payday loans is they're unaffordable," said James Speer, an attorney and executive director of the Virginia Poverty Law Center. "They're 

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Apr 22, 2009 Taking Out Multiple Cash Advance Loans At One Time. Step. Apply for a standard cash advance loan before you attempt to take out any other type of loans. Standard loans are found at stores such as Advance America. Typical payday loan businesses will offer you a percentage of your paycheck upfront,